Installments

Give customers an affordable way to pay

Start offering installments so your customers can spread the cost of their purchases over affordable payment plans using their credit card.
Give customers the easy way to pay and grow your business

Turn potential shoppers into buyers and increase sales

Reduce cart abandonment by 10%
Increase sales by 10 to 15%*
Increase payment success rate by 12%
Increase basket size by 20 to 25%*
Increase overall sales by 8-12%
Increase repeat purchase by 20 to 30%*
*based on an average across APS external merchants, varies based on industry types.
Learn about the best practices to promote installments on your website to increase sales
A better checkout experience
Spread the cost of expensive items

Empower customers to make larger purchases with an affordable payment plan

With flexible payment plans, you can allow your customers to spread the cost over a fixed time period. Make expensive purchases affordable for your customers.

Make it easy for your customer to pay using installments

Purchases are automatically converted into installments with no contact between customers and their banks, all in real-time.
A better checkout experience
Spread the cost of expensive items

Get paid upfront while making it easy on your customers’ wallet

Customers can easily split their purchase into convenient multiple payments using their credit card. You get paid 100% of the purchase value upfront.

Leverage our partner network of banks

Offer installments to your customers regardless of which bank they use through our connections to 30+ regional banking partners throughout the UAE, KSA, Egypt and beyond.
Fully connected with banks

Our partner banks:

United Arab Emirates
Emiratesnbd_bank
rak_bank
mashreq_bank
adcb_bank
dubai_first_bank
standard_chartered_bank
emirates_islamic_bank
samba_bank
al_hilal_bank
mawarid_bank
cbd_bank
deem_bank
deem_bank
fab_bank
dubai_islamic_bank
Saudi Arabia
alrajhi_bank
BSF_bank
sabb_bank
al_jazira_bank
riyad_bank
Emiratesnbd_bank
saudi_investment_bank
Egypt
cib_bank
attijari_bank
mashreq_bank
alex_bank
Emiratesnbd_bank
bank_misr
bank_audi
nbk_audi
hsbc_bank
Jordan
ar_bank
Kuwait
ar_bank

Some of our participating merchants:

airline
ecommerce
electronics
INSURANCE
education
education
entertainment
*APS makes no commitments as regards any sales increase, basket size or frequency of repeat purchases as applicable to your particular business and any statistics provided herein should be viewed as indicative only.

Help your customers buy more
and spend less with Installments

lend

Explore more ways to give greater payment freedom to your customers